Government Employees News: Gujarat Announces ₹10 Lakh Cashless Health Coverage for Staff and Pensioners

🗓️ Published on: September 22, 2025 7:50 pm
Government Employees News

Government Employees News: In a major step towards employee welfare, the Gujarat government has announced a new healthcare scheme that promises financial security to lakhs of state employees and pensioners. On the very first day of Navratri, the state launched the “Gujarat Karmayogi Swasthya Suraksha Yojana” (G-Category), coinciding with the completion of seven years of the Pradhan Mantri Jan Arogya – Ayushman Bharat initiative.

Under this newly introduced scheme, around 6.42 lakh government employees and pensioners across Gujarat will now be eligible for cashless treatment up to ₹10 lakh. However, the state health minister has not yet specified the exact date from which the scheme will officially be implemented.

A big relief for employees and families

This landmark decision is expected to bring massive relief to government staff and their families who often face the burden of high medical costs. According to government officials, the annual cost of implementing the scheme will be around ₹303.5 crore, which the state is ready to bear to ensure better healthcare access for its workforce.

Effectively, the scheme not only covers serving employees but also pensioners, making it a comprehensive healthcare protection package. By offering a high insurance cap of ₹10 lakh, it directly reduces the financial risks that come with critical illnesses and advanced medical treatments.

Ayushman Bharat’s journey in Gujarat

The launch of the Gujarat Karmayogi Swasthya Suraksha Yojana has been tied to the progress of the Ayushman Bharat scheme in the state. Between 2018 and 2025, around 2.92 lakh beneficiaries in Gujarat received Ayushman cards, and claims worth over ₹13,946.53 crore were settled for 51.27 lakh cases.

Currently, 2,708 hospitals are empanelled under the scheme, including 943 private hospitals and 1,765 government hospitals. Beneficiaries are entitled to 2,471 medical procedures across different treatment categories, ensuring comprehensive coverage for patients in need.

Evolution of health protection in Gujarat

The Gujarat government has a long track record of healthcare initiatives. In 2012, the Maa Yojana was launched with a budget allocation of ₹30 crore. Later, in 2014, it evolved into the Maa-Vatsalya Yojana. Between 2012 and 2018, claims worth ₹1,179.19 crore were paid under this scheme, reflecting the government’s continued focus on providing affordable healthcare to citizens.

Now, the Gujarat Karmayogi Swasthya Suraksha Yojana aims to take this commitment to the next level by specifically targeting government employees and pensioners, ensuring they are safeguarded against rising medical expenses.

Also read: Gujarat Weather News: Heavy Rainfall Likely During Navratri, Warns Weather Expert Ambalal Patel

Helpline support for beneficiaries

To provide easy access to information and grievance redressal, the state has also launched a dedicated helpline – 079-66440104. Beneficiaries can call this number for details regarding scheme benefits, hospital lists, or complaint registration.

This proactive measure is expected to enhance transparency and ensure that employees and pensioners face minimal hurdles while availing treatment.

Also read: PM Modi in Gujarat: Bhavnagar Gears Up for Grand Roadshow and Public Rally

Impact on employees and pensioners

Experts believe this move could set a benchmark for other states as well. With over 6.42 lakh employees and retirees now covered under this scheme, the financial safety net will help thousands of families avoid out-of-pocket expenses during medical emergencies.

The scheme also boosts morale among government staff, as it directly shows the state’s commitment to employee welfare. In addition, pensioners—often facing health challenges in their senior years—stand to gain significant support through this policy.

Also read: Rs. 825 Crore Veer Savarkar Sports Complex Inaugurated in Ahmedabad: A New Era for Indian Sports

Conclusion

This latest announcement from Gujarat has been widely welcomed and is likely to feature prominently in Government Employees News updates nationwide. The Gujarat Karmayogi Swasthya Suraksha Yojana not only strengthens healthcare infrastructure but also creates a sense of security for state workers and their families.

By investing over ₹303 crore annually, Gujarat is ensuring that its employees and pensioners have access to quality healthcare without financial stress. This scheme is expected to become a model for other states, highlighting how welfare-driven policies can directly improve the lives of government staff and their dependents.

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